Gender:

Height:

Weight:

Date of Birth:

Zip Code:

Email:

Phone:

First Name:

Last Name:

Coverage Amount:

In the past 12 months have you used any tobacco products?

Yes

No



Term life insurance policies offered through Smartlife Insurance are provided by HSBC

 

Term Life Insurance from HSBC’s Insurers




About HSBC


Headquartered in London, HSBC is one of the largest banking and financial services organizations in the world. HSBC's international network comprises around 8,000 offices in 87 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.

With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 220,000 shareholders in 119 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.

Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.

HSBC Bank USA, N.A., with total assets of $171 billion as of 31 December 2009, offers its 3.8 million plus customers a full range of banking products and services to individuals.



Financial Assets


HSBC - North America is one of the leading financial services organizations in the United States with assets totaling $580 billion. HSBC - North America includes all of HSBC's U.S. and Canadian businesses, including HSBC Finance Corporation (formerly Household International) businesses, which were acquired in March, 2003. HSBC's businesses serve more than 68 million customers in five key areas:


  • Personal financial services
  • Consumer finance
  • Commercial banking
  • Private banking
  • Corporate investment banking and markets







HSBC Ratings


Household Life Insurance Company and First Central National Life Insurance Company of New York are indirect subsidiaries of HSBC North America Holdings Inc. The companies are rated as "A Excellent" (third highest rating of 16) by A. M. Best Company.

Features and Benefits

Smart Life Insurance provides access to the most simple, fast, and innovative way to get term life insurance. Help protect your loved ones in less than a day*...
 

  • $100,000 to $500,000 of coverage
  • 10, 15, 20 or 30-year terms
  • Rated A Excellent (3rd Highest Rating of 16) by A.M. Best Company.
  • Guaranteed level premiums for the length of the initial term.
  • No paperwork: E-signature
  • Flexible payment choices
  • Fast. Easy. Simple
  • 30-day money-back guarantee
  • Multiple payment options: Credit cards (Visa, Discover, American Express, and MasterCard) or Electronic Funds Transfer (EFT: checking or savings bank account)
  • Flexible Payment Options: Annual, semi-annual, quarterly and monthly
  • Issue Ages (subject to state approval):















Term Period 10 Years 15 Years 20 Years 30 Years
Issue Ages 18-65 18-60 18-55 18-50

  • Beneficiary: You may designate a Spouse, children, siblings, parents, grandchildren, grandparents, nephews, nieces, trusts, estates or other.
  • Owner: Must be the insured. Once the policy is in force, ownership may change. Owner information included on the branch application




1

30-Day Money-Back Guarantee.

Most policies issued come with a 30 day Money Back Guarantee, allowing you to receive a full refund if you are not completely satisfied.