Fully Underwritten Term Life Insurance Comparison
About Fully Underwritten Term Life Insurance
You have choices among the top life insurance companies in America competing for your business such as: Transamerica Life Insurance Company, MetLife, BannerLife, RBC Insurance, Genworth Financial, West Coast Life Insurance Company, ING, Fidelity Life and AIG American General among others.
Ratings
We offer an excellent selection of life insurance policies from the highest rated companies in the industry—some in business for 100 years or
more—and each one is known for quality products, excellent service, competitive rates and a solid ability to honor claims. All of the companies
we use to quote have an A excellent rating or higher!
Our Trusted Companies
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Pruco
Life Insurance Company,
founded in 1971, is a wholly owned subsidiary of The Prudential
Insurance Company of America. Prudential has an extensive history
of over 130-year history and, along with its subsidiaries and
affiliates provides insurance and financial services the world
over. |
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Transamerica
Life Insurance Company is among the most well-known financial institutions in U.S.
history. Remaining focused on the foundation that made it great,
Transamerica secures your assets and your future with first-rate
life insurance products. |
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West Coast Life Insurance Company was founded in 1906. Their history includes more company "firsts" than most other companies can even imagine. Their excellent reputation is based in part on these pre-eminent values - quickness to respond, quality, serving our people and growth. > Read More |
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Genworth Life and Annuity Insurance Company is a leading financial security company dedicated to changing how consumers think about insurance by providing solutions they need to help achieve their dreams and have peace of mind. We serve 15 million customers in more than 25 countries. > Read More |
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Fidelity Life Association was established over a century ago to provide financial security for Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry. > Read More |
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The American General Life Insurance Company was incorporated in 1960. American General's standout performance, strong financial ratings and prominent reputation are enhanced by AIG, one of the largest financial services companies in the world. > Read More |
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Liberty Life Insurance Company incorporated November 3, 1905 and commenced business January 1, 1906, and is domiciled in South Carolina. Liberty Life Insurance Company is a wholly owned subsidiary of RBC Insurance Holdings (USA), the insurance operation of Royal Bank of Canada (RBC), which is the ultimate parent. > Read More |
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ReliaStar Life Insurance Company is a member of the ING family of companies. ING Group is a global financial services company of Dutch origin with 150 years of experience, providing a wide array of banking, insurance and asset management services in over 50 countries. > Read More |
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Is a Medical Exam Required?
Yes. A medical exam may be required including a blood test drawn from your arm as well as complete urine test may also be required
How long will the application approval process take?
4 weeks is usually the MINIMUM time required. Applicants often must wait two to three MONTHS for a decision.
Will my doctor have to send in a copy of my medical history records?
Frequently, the application process requires your doctor to submit a copy of your entire medical history file to the life insurance company.
Will an agent for LifePlansUSA.com need to meet with me face-to-face?
Often, an insurance agent will meet with you face-to-face or over the phone in order to sell you a policy.
How much paperwork is required from me in order to apply?
10 to 25 pages of forms usually need to be completed by you in order to apply for other life insurance policies.