Gender:

Height:

Weight:

Date of Birth:

Zip Code:

Email:

Phone:

First Name:

Last Name:

Coverage Amount:

Coverage Length:

In the past 12 months have you used any tobacco products?

Yes

No

Frequently Asked Questions

Q.Is the process of purchasing Term Life Insurance a time consuming, redundant, and as intrusive as I've been told it can be?

The process is quick and easy with LifePlansUSA. Based on the information you provide, our professional representatives complete your application and mail it to you. All you need to do is review it and mail us your signed application.

Q. Is this a time consuming process?

Absolutely not. If any more questions are needed regarding the time out of your life, we will answer them below or provide reference material ("How does it Work?).

Q. Will time be needed to take out of my day to visit a doctor and be examined?

NO, NO, and NO. One of our fundamental services to you is trust. We trust you to give truthful answers regarding your health (present and past), and/if you have any conditions that may need to be acknowledge for your approval.

Q. Is this process going to take days, weeks, or even months to be finalized?

No, coverage can be fully provided and instantly in as little as a few minutes (in rare cases 24 hours).

Q. What is my out-of-pocket cost?

The cost to you is broken down into four factors
1. Insurance plan chosen
2. Age
3. History of use of tobacco. Products--present and past

Q. Will a lengthy credit history, prior bank statements, or any other intrusive financial history need to be provided in order for me to obtain my life insurance?

No, all we ask is proof of a valid credit card, checking account, and/ or savings account. It's that simple.

Q. Will I be interrogated by an insurance agent?

Absolutely not, all business is done via our website (LifePlansUSA.com). We also provide a toll free phone number, available on our site, where a trained, licensed, friendly representative will walk you through any questions that may arise.

Q. Is this a "Cash-Value" policy or "Term-Life" policy?

We solely provide "Term-Life policies. I.E. Each dollar paid towards your premium provides guaranteed life insurance, which is NOT a savings feature.

Q. What exactly is "Term-Life" insurance?

"Term-Life" insurance is a level death benefit: a level death benefit product guarantees a level premium ("Term-Life") with periods of 10, 15, 20, and 30 years.